Can anyone recommend a secured loan.

Our options are:

An IVA (but we don’t want to lose equity from our home)
or
A Debt Management plan which leaves us only 100pcm spare for next 5 years which means that not only do we suffer but so does our son
or
keep paying for loans that only have 2 years left on them and consolidate the rest – this means we will be seriously skint for next 2 years but after that can resume a decent standard of living…

Can anyone help? We are at our wits end… We have got ourselves into such a mess and it has all spiraled out of control. We don’t want to default on any payments, up until now we haven’t missed a single one, but we can’t keep on as we are… Help?
Thankyou so much to everyone who’s answered so far xx

Quick Property Sale

I’m looking into purchasing a property to rent out to tenants… I know the interest rate will be higher on a rental, but how much higher? Also, is the insurance cost higher or lower than regular homeowners insurance?

Quick House Sale

I own my own house in which I live. I also own a very small piece of property with a small cottage on it in the next town over but within the same county. I used to use it as a weekend getaway. The taxes on it are higher annually then the home in which I live. In addition, I owe back property taxes on the cottage property and I can’t afford to pay them right now. I’m also not in the position to rent out the property for income and although I have tried for the past two years, I have not been able to sell the property either. Maintaining the property and lawn is getting harder too. My question is this; if I were to let the property go to the county for a tax sale and someone buys it for pennies on the dollar…am I then responsible for the remainder of the property taxes for that property? If so, can that affect the property taxes on my home…could they add that debt to my home property taxes? Also, if I would be responsible for the remainder of the property taxes, can I file chapter 7 bankruptcy to eliminate that debt? Thank you.
Additionally, I live in New York State…if that makes a difference.

Quick Property Sale

I live in a neighborhood where the house prices has already crashed severely. I live in an apartment community and most of the residents are against this decision since this will make neighborhood more unsafe, polluted and there will always be heavy traffic in the neighborhood. As the residents do we have any rights and what can we do to stop this from happening. Any help is greatly appreciated!

Quick House Sale

Bought property in a new orleans tax sale. I am in doubt as to my legal rights to collect rent from the current tenants , as well as how to serve notice that I must receive said rent. May I make renovations under these terms on an occupied residence.

Sell and Rent Back

System crashes when inserting a memory chip to the second unused slot. It didn’t matter to the size (256 or 512MB) of the memory chip or its manufacturer (Kingston, Crucial, Samsung, etc.) that was installed. Positioning the placement of the new chip to whichever available unused slot didn’t help either. NOTE: both slots are fully functioning as most of the time the second chip is accepted as noted by checking in System Properties even after rebooting. The crashes have occured inconsistently from immediate to 30 minutes to a few hours after computer usage. I hope someone can provide help to resolve this issue so that I can have the availability of more RAM memory usage. Thanks!
Justin, I used about five different chips (256-512MB range) indivually – each revealing no issues while used at least a day of usage with each – as well as in various combinations later on. I should have made sure to have said earlier that the crashes happened ONLY when I had two memory modules installed and never when only one was installed.

Quick House Sale

I have a rental property and the rent is not enough to cover the mortgage. Can the renters stay while its on a short sale?

Passive Income

Should we wait or should we risk. House prices gonna crash?? My girlfriend wants to buy this summer but should she wait.
Your ideas please
UK only thanks

Rent Back

I’ve been trying to sell my condo for a few months now, but the market is really slow and I’m competing with short sales/forclosures hitting the market at nearly $50K less than what I’ve listed at. I realize this is a buyer’s market, so I’m considering just renting out my place and keeping it as an investment property instead. Or would it be wiser to do a lease option (rent to own) sale?

Rent Back Fast

im so worry about this problem . i just got letter from dmv about my last crash that i need to show them that i have insurance bodily injury and property damage both but i only have property damage Or i have to 1700 so i can avoid suspend licence and plate
do u think if i pay it full 1700 dollar do they still going suspend my licence because they think i didn t have bodily injury

Quick House Sale