can you tell me the important tasks to follow?
I know that i have to start this by drawing a rectangle (the car) and a plane. And also a small box, then make several copies and move them to form a wall.
but how to give them properties so when the car hits the wall (using animation) the wall will collapse?
Thanks

Sell and Rent Back

Many tourists visiting the East Coast spend their time in famous cities like Washington D.C. or Boston because of the monuments and museums that they offer. Some visitors occasionally wander as far north as New Hampshire and Vermont, but few make the slightly longer drive to Maine.

As the most northern and eastern state in the country, Maine is one of the most unknown and untouched states. The entire population in Maine totals less than 1.5 million and in the northern half of the state there is less than one person per square mile of land. Part of the reason Maine is so sparsely populated is that winters that far north can be extremely cold and long, but in the summer, Maine truly lives up to its nickname “Vacation Land.”

If you like spending time outside, Maine is one state that has a lot to offer. With the ocean lapping at the coast and trees covering eighty percent of the land, Maine is mostly green and blue with beautiful scenery almost everywhere you look. You can spend hours just watching the waves crash into crystal spray on miles of rocky coastline. On sunny days, play Frisbee or fly a kite in the ocean breeze at Fort William’s Park.

It is also fun to visit one or many of Maine’s light houses. If you like animals, take a whale watch off the coast or a ferry to nearby islands to watch harbor seals and blue whales. There are some sandy, pretty beaches in Maine, but be prepared to get a little numb because the water will almost always be cold. If you want to see some marine life without getting very wet, tide pools appear during low tide all up and down the coast.

When they are not enjoying the ocean, residents and visitors can also canoe, swim, fish, water ski, kayak and look for loons because there are over 2,000 lakes in state. Thankfully, Maine lakes tend to get a little warmer than the ocean.

The tail end of the Appalachian Trail, Acadian national park and Tumble Down Mountain are just a few places to enjoy hiking and golf courses like The Woodlands and Sunday River provide some of the best golfing in the country. In the winter, Sunday River is also a ski resort that caters to skiers all over the North East.

In addition to the recreation and the scenery in the area, dining in Maine is wonderful. Seafood never tastes better than the day it is caught and that’s exactly the way it is served in Maine. Although shelling a lobster can be a messy process, many visitors really enjoy a meal of the rich, red and white meat dipped in a small bowl of butter.

If you don’t want to deal with the mess of a lobster dinner though, try a creamy bowl of chowder instead. If you like fruit, you’ll be happy to learn that Maine is the number one blueberry producer in the U.S. If you visit during the end of the summer, you can even take the whole family to Acton, Maine to pick your own berries. The fruit grows as thick as grapes on the cultivated bushes at Blueberry Hill Farm.

As you can see, Maine truly is a beautiful and fun place to be in the summer, but there is no denying that winters tend to be frigid and long. A snow blower or a plow is almost a necessity during the colder months. So, if you want to find renters for your Maine home in the winter time, you may want to choose a property strategically placed near a ski resort.

Owning your own property in Maine can also be challenging just because Maine has some of the highest taxes in the country. If you can afford the price tag, the location is great.



Passive Income

My friend crashed my car on private property and now I’m having to pay to the other cars insurance company. Do I have to pay? What are the laws in the state of California? I understand that because the car is under my name I am required to have insurance which I do but did not have other motorists on it besides myself.

Quick Property Sale

With globalization and liberalization at their zenith, the world is witnessing a rapid transformation towards a global village. The trend of ‘think global, act local’ (glocal) is also catching up pretty fast, whereby, the big and small business houses are increasingly looking to expand to offshore locations. The bringing together of all the nations closer has an interesting fallout. Now, no country seems far off in terms of investment or tourism purposes. With the prices of services crashing due to increased global competition in almost every country, investing in property abroad has suddenly assumed much more importance in the portfolio of the small time property investor.

Why Invest in Property Abroad?

The past decade has witnessed a paradigm shift in terms of the way people view the investment opportunities abroad. The opening up of international markets has a major role to play in this surge of demand for the overseas property market. Businesses are on an expansion spree, and the developing economies are welcoming the financial conglomerates with open arms. Globalisation has also led to a major increase in the spending capacities of the average man in the street, which in turn, means lots of disposable income and limited local resources to invest in. Resultantly, there is a clamor for investment in property abroad.

The reasons for investing in property abroad vary from individual to individual. But the bottom line is that everyone prefers real estate property investment overseas due to it being a relatively safer option to channelise the surplus funds nowadays. Most developing countries are witnessing a property boom and judging by the long-term policies of governments and the predictions by financial experts, the real estate sector is one of the safest bets to invest your money in.

Here are some of the factors that contribute to the surging demand of property for overseas investment.

The availability of credit options has opened up a world of opportunities for the overseas investors. The financial institutions have been offering attractive products to lend the required finance for investors, since the property mortgage is mostly dealt as a secured loan and much safer bet for the defaulters-wary banks and financial institutions.

The lure of an improved retired life in a country that offers much better standards of living is too good to resist. Finance is not much of a problem for this segment of investors.

Tourists are now seeking holiday homes in places where they enjoy the most. Again, the availability of easy finance has given them the opportunity to realize their dreams at much faster rate.

Most of the developing countries are offering a greater probability of capital appreciation for investing in real estate. As the development cycle is in its nascent stage, the property investment can translate into a windfall for the prospective investors.

There is a trend on moving to safer destinations abroad than suffering from the constant threat of terrorism and extremism. The lure of safer pastures and an easier less stressfull lifestyle has also contributed to the demand for overseas property.

The rising property rates will, more often than not, translate into rising rental values. The lure of good regular income from renting out the property abroad is also contributing to the surging demand for property investment overseas.

Current Hot Property Investment Destinations Abroad

Among major property investment destinations, countries like Spain, Italy, France, and Greece have always maintained a higher ranking among potential property investors. However, with the growing economies of developing nations and the dearth of supply of quality property in the developed countries, the countries of Eastern Europe have emerged as the dark horse in the race for grabbing a piece of the global real estate pie.

Bulgaria is attracting the maximum value for money being invested in real estate within the country. The Bulgarian landscape is rich in natural features like pristine sandy beaches along the Black Sea, wild mountain ranges, lush green hills, fertile plains with scented rose fields, richly colored orchards and sun drenched vine-yards, rivers, magnificent gorges, health spas and natural springs. The weather, comprising of four distinct seasons has also contributed towards the popularity of Bulgarian charm. The recent EU membership has catapulted the status of Bulgaria to newer heights and there has been a constant demand for Bulgarian property from around the world.

Croatia is another country of Eastern Europe that is poised for major gains as a result of its pending EU membership. The country has over 6000 km of vast coastline. Croatia is just waiting for the investors to pour money in its largely untapped tourism sector. Considering the immense potential the country has for the real estate investor, the Croatian property market is offering up property for grabs for peanuts considering the skyrocketing prices in other European nations.

Already a member of EU, Hungary poses a major challenge to the other established real estate giant countries. The economy of the country has seen tremendous gains from its EU membership and generous grants received from one of the richest Unions in the world. The rental property market in Hungary currently offers the best investment deal in terms of capital appreciation.

Estonia and Latvia are the other major East European nations that are emerging as the next destination for the budding real estate investors of the UK and other European countries. These countries are member nations of the EU and have elaborate expansion plans for their economies.



Passive Income

It has been a dismal year for house prices, according to the Global Property Guide’s latest survey of publicly-available house-price time-series for the year 2008. And seen from a global perspective, the downturn is still accelerating.

The collapse of the world’s housing markets can be seen from three points of view, and unfortunately, all of them reinforce the bad news.

During 2008, the downward price momentum accelerated, as compared to 2007.

Only 2 countries saw positive momentum in 2008 (a slower downward house price movement than last year, or faster upward movement), while 28 countries saw their housing market momentum deteriorating, compared to the previous year. The two countries with a positive momentum were Germany and Switzerland.



During 2008, house prices fell in most countries.

During 2008 only 8 out of 32 countries saw house prices rise, after adjustment for inflation, while 20 countries experienced house price falls.

In contrast, during the year 2007, the downturn was just beginning, and only 6 countries saw house prices fall, while 24 countries saw house prices rise (all figures inflation-adjusted).

Many house-price falls during 2008 were extremely severe. Countries with house price falls of over 10% during 2008 were Latvia (Riga) (37%), Lithuania (Vilnius) (27%), the US (20%), the UK (18%), Iceland (16%), Ireland (12%), and the Ukraine (Kiev) (12%) (all figures inflation-adjusted).

During the final quarter (Q4) of 2008, the downward price momentum significantly accelerated, as compared to Q3, suggesting that the situation is deteriorating.

During 2008’s final quarter, 9 countries saw house price falls of 5% or more during just that quarter. Price drops of more than 10% during this single quarter occurred in three countries – in Latvia (Riga), which saw price falls of 15%, in Ukraine (Kiev) (13%), and in Hong Kong (15%). Other countries with Q4 house-price falls of 5% and over, included the UAE (8%), Lithuania (7%), Iceland (7%), Singapore (6%), Bulgaria (5%), and the UK (5%) (all figures inflation-adjusted, except UAE).

These price falls were much greater than during the previous quarter, Q3. During that previous quarter, only two countries experienced house-price falls (inflation-adjusted) of 5% or more, and no countries experienced house-price falls of more than 10%.

REGIONAL SURVEY BY GLOBAL PROPERTY GUIDE

Europe has major problems

The Baltic countries of Latvia and Lithuania suffered the hardest price falls both in nominal and real terms. In Riga, Latvia, the average price of standard-type apartments plunged 37% during 2008. Prices have been going down in Latvia since late 2007, after a remarkable increase of about 70% in 2006. The most alarming decline took place in the 4th quarter, when prices declined by 15%, the steepest quarterly drop in real terms in any country. These price falls were triggered by increased interest rates, and by the tightened credit rules which Latvia imposed in 2007.

Average prices of apartments in Vilnius, Lithuania, fell by 27% during 2008. House prices started slowing in mid-2007, and crashed in early 2008.

House prices in the UK plummeted by 18% in 2008. Although mortgage interest rates dropped slightly, to 4.48% in December 2008, the number of loan approvals for house purchases fell 58% in 2008.

There is serious trouble in Iceland (house price fall of 16% during 2008), Ireland (12%), Ukraine (12%), Malta (9%), Portugal (8%), France (8%) Finland (7%), Norway (6%) and in Spain (6%).

North America’s woes

In the US, the centre of the global financial crisis, in 2008 house prices fell 20% according to the Case-Shiller house price index, which emphasizes urban areas. OFHEO and FHFB figures, which are associated with Fannie Mae and Freddie Mac loans and have somewhat lost credibility, suggest a smaller decline of 6% and 3% respectively, during 2008. The US government recently approved a $ 787 billion economic stimulus package, of which $275 billion will be allocated to rescue the ailing housing market.

Canada has been much less affected than the US.

Pacific heads down

Both Australia and New Zealand saw house price declines during 2008, of 7% and 8% respectively.

Asia no longer insulated

Housing markets in Asia have not been insulated. Singapore, Hong Kong and Philippines recorded house price falls during 2008.

Singapore’s private residential prices dropped 9% during 2008, in sharp contrast to the 26% price increase of experienced during 2007. The developed countries’ economic troubles adversely affected Singapore’s exports, and during 2008, output in the manufacturing sector, particularly of electronics, precision engineering and chemicals, shrank by 10.7%. Singapore was officially in recession in Q3 2008.

Hong Kong has been badly hit by the crisis. House prices were down by an average of 6% in 2008. But during the last quarter, Hong Kong experienced a severe decline in prices of 14%.

In Makati, Philippines, prime 3-bedroom condominium prices fell by 2% during 2008, after an 11% price rise during 2007. Nevertheless construction of high-rise residential buildings continues, with residential condominium stock rising by 7% during 2008, according to Colliers Philippines.

Japan recorded modest Tokyo condominium price rises of 1.2% during 2008. On the other hand, land prices in Japan’s six major cities fell by 6% y-o-y to Sep-2008.

In Shanghai, China, house price rises slowed to 5% y-o-y by the end of 2008, after peaking at 30% y-o-y to May 2008. However Shanghai is likely to be somewhat exceptional, and Xinhua News Agency reported house prices declines in 70 major cities during 2008. Shenzhen suffered the hardest fall, with prices down by 18% during 2008

UAE on shaky ground

In Dubai, UAE, despite the bleak global picture, saw surprisingly large dwelling price rises of 41% during 2008. However during the year’s final quarter, prices fell by 8% in nominal terms. This downturn is attributable to strongly tightening lending criteria, an increase in interest rates, multiple layoffs, and alarm among buyers.

Forecast: No recovery in 2009

History suggests that in a crash, housing markets take many years from peak year to full recovery. In view of this and of the pessimistic IMF forecast for the global economy, no real recovery is likely in the global housing markets this year.

The IMF has predicted that the world economy will grow by 0.5% in 2009, the lowest level in 60 years. GDP in advanced economies is expected to decline by 2% during 2009. The United Kingdom and Japan will be hit the hardest. Output in the UK may contract by 2.8%, while Japan’s may fall by 2.6%.

Growth in emerging economies is expected to slow to 3.3% in 2009, down from 6.3% in 2008. Developing Asia is forecast to be the least affected, with growth of 5.5%. China’s economy is predicted grow by 6.7% in 2009, but this is a substantial decline from 9% growth during 2008.

We cannot be optimistic for five reasons:

• Valuations still clearly remain stretched in most countries, in terms of price/rent ratios.

• Economic growth is slowing or negative in many countries, which is negative for housing values.

• There are no signs that banks are becoming more willing to lend.

• The unprecedented nature of the financial system’s collapse has greatly added to the difficulties facing the world’s housing markets.

• Some national governments are experiencing difficulty in refinancing their national debt, putting their currencies under pressure. Currency instability is likely to aggravate housing sector problems in countries where many loans were taken out in a foreign currency.

The positive news is that the US government and several others are acting with vigour, as has the IMF. Nevertheless, there is a long tough road ahead.

###

Description of the Global Property Guide:

The Global Property Guide (http://www.globalpropertyguide.com) is an on-line property research house, specializing in analyzing residential property valuations around the world.

Terms of Use:

On-line newspapers, magazines, sites, etc wishing to use material from this press release MUST provide a clickable link to www.globalpropertyguide.com Sites and newspapers found not to be providing a link to us will be removed from our press list.

Requests for Comments:

Requests for comments are best made by telephone to +(63) 917 321 7073. UK-based callers should telephone before lunchtime. Our local time is Hong Kong time, i.e., standard time + 8.00

Economics Team:

Prince Christian Cruz, Senior Economist

Phone: (+632) 750 0560

Email: prince@globalpropertyguide.com

Publisher and Strategist:

Matthew Montagu-Pollock

Phone: (+632) 867 4220

Cell: (+63) 917 321 7073

Email: editor@globalpropertyguide.com

Address:

Global Property Guide

http://www.globalpropertyguide.com

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115-117 Esteban Street

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Philippines 1229

info@globalpropertyguide.com



Sell House Quick

lots of gossip but no real evidence. has anyone got any real evidence of a property market crash in spain?

Sell House Quick

City property taxes are a very important means of collecting much need capital for your local neighborhood or city. Although nobody really likes to pay taxes, we realize that have to, or else we face legal troubles. What many people do not realize, however, is exactly what your city property taxes are used for. And people also fail to realize that without such taxes in place, your city might literally fall to pieces.

One of the biggest things your city property taxes go for is the upkeep and maintenance of your city’s streets and roads. For some areas, road repairs can be a very costly and time consuming job, as well as a huge inconvenience to commuters. But this is a job that is absolutely necessary, however. Without it the roads of our nation’s cities would be lined with potholes and lose stones, all of which can severely damage your car and even increase the risk of crash. So next time you curse your city property taxes, just remember that some of the money will be used to improve some roads that you may drive upon every single day in the city.

A good portion of your city property taxes is also used towards city greening projects, too. Because the nation is becoming more environmentally aware, and we know recognize the need for designated city park areas and adequate green space, more and more funds are being put into the development of such areas in cities all over our great nation. Since it is your tax money that is being used for these projects, you can just consider it your way of helping to save the environment. Isn’t that a much better way of looking at city property taxes?

After this, your city property taxes go to essential city services, as well. Things like keeping the roads clean and clear of snow, ice and road kill, maintaining public restroom facilities and a lot more. Without the revenue generated by city residents paying their property taxes you would find that all roads become a slippery mess in the winter months, and in summer they are littered with rotting meat from all sorts of different small animals. Without workers to take care of such hazards, the roads become even more of a danger to everyone who is driving on them.

City property taxes are also used to maintain sewer lines, electrical lines and telephone lines throughout your neighborhood, too. Without these things you would not be able to flush your own toilet, turn on the light or talk on the phone – and it is quite hard to imagine where we would be without any one of these things, let alone all of them. But by paying your city property taxes on time, telephone and sewer companies can make necessary upgrades to their existing lines, and they can better serve you if a problem does arise.

So while you might not like paying city property taxes, they are essential to the operation of our country. Everybody has to pay them, there are no exceptions – you may as well just grin and bear it.

For more information on property tax, visit http://www.propertytaxcity.com/



Sell and Rent Back

If someone crashes their car into some property and dies, who is left to pay for the damage? The insurers must go after the vandal’s assets I assume, but how do they go about it?

Rent Back Fast

The property market in Greece

Has seen some decline in demand in 2008 however the prices are not likely to crash a modest correction in the region of 5% is likely recovering in 2009, this is relatively

good news for people who have bought property recently of course and is better news for future investors who are perhaps unable to buy in there proffered location at the

moment. Of course inflationary pressures and interest rate hikes may see this figure exceeded but it is thought to be unlikely.

Construction costs are rising, as they are everywhere due to the rise in commodity prices although that is now leveling off however many of the more resourceful

constructors are simply renting out their existing stock for a while until the global economic situation improves and demand in sales returns, this does however give really

good opportunities to rent somewhere for the time being at a very cheap rate and suck it and see so to speak.

But if you have the cash or are able to secure one of the elusive mortgages that are on the market it is a buyer?s market sellers who simply must sell have to be realistic in a

more competitive and limited market place.

Off plan is something to look at as builders may be forced to offer even greater discounts to get there projects finished incentives in the way of free air conditioning, fitted

kitchens and furniture are being offered at the moment but all thing are negotiable especially in tight markets.

Perhaps the most famous island is Crete with over half a million residents it is the largest island of all the Greek islands it is an archaeological treasure trove and with a history

stretching back to the Minoan civilisation.

There are two international airports on Crete and flights are easy to get and affordable, the climate like the rest of Greece comprises of long hot summers and short mild

winters, so all in all a most pleasant place to be.

If you want to build your dream home in Greece it is advisable to use local architects and builders, what may look like irregular building practises may well indeed be good for

building in this climate a point that should be taken on board wherever you look for

 investment property.



Passive Income

Effect in value, rental income, morgage interest …etc???

Sell and Rent Back