A property fast sale can help you avoid the stress caused by your debts. Bad debt is a major problem which affects more and more of us. We can become ill and our personal lives may suffer. It can even affect our relationships at work. There’s no point in ignoring the issue, as mortgage lenders and creditors won’t go away. They want to be repaid, which means that your home and everything you won are at risk.

How St Genix Fast House Buyers Can Help

As independent specialists in buying property, we can assist you with obtaining a property fast sale to get fast cash loans. We have helped several property owners to use a quick house sale to improve their financial situation. We buy direct, with no need to deal with an estate agent. What this means for you is a fast process, unlike a normal sale on the open market. There is no need to get strangers round to view your home or to wait for sale particulars to be advertised locally. When you organize a property fast sale through St Genix Fast House Buyers, just let us know when you need the cash and we will arrange the completion date. You’ll get your money when you need it.

With our quick house sale process the sale is

Discreet and private

Guaranteed

Quick – within four weeks

Cheap – low legal fees.

There are other ways that we can assist you by arranging a property fast sale.

Our experience in this market makes us the ideal people to help you deal with your creditors. We don’t just buy your property and move on. We are happy to meet your creditors, write to them or call them to help you arrange a deal that keeps them happy.

If you need to show that you are trying to repay your debts, then we will go to give evidence that you have arranged a property fast sale. It won’t be the firs time we have helped our clients in this way. You need support at this difficult time, and our professional property buyers are happy to provide it and tell the court about your property fast sale arrangement.

When you’re struggling financially, it can be hard to make ends meet, so we will advance you some cash before the completion date. Once your house sale has been completed, there is no need to leave your home. It’s tough enough having to put your house up for sale. We won’t make it more difficult. Use our rent back deal and you won’t have to find somewhere new.



Real Estate Professionals

Presumably you have come across this article as a result of you desperately searching the internet for information on whether you can prevent yourself from being repossessed or not. You may be expecting nothing but negativity and rejection from anyone you try to talk to in an attempt to sort yourself out. It’s very easy for you to feel pretty low when your creditors are making threatening demands to you and giving you the impression that it is all your fault and you will get what is coming to you.

However, it is not all doom and gloom! If nothing else, I am on your side. I personally feel that if anyone is to blame it is the creditors lending irresponsibly to those who simply cannot afford the payments. They don’t care if you get into debt – they make money from you in the way of interest and late payment charges. Add on to that the (unlawful) charges made by banks as a result of you having insufficient funds in your account when direct debits fail to come out and on top of the original debt, you can end up in a right old mess in a very short space of time!

It’s a crazy system which goes out of its way to hinder the desperate efforts of those who cannot afford payments in the first place by whacking on a load more debt on top of the original debt as a ‘punishment’ for not having the cash to pay the bill in the first place. What they do not care about is the fact that they assessed you in the first place and lent you the money not caring in the slightest whether you could or could not afford to make the payments back! It’s a win-win situation for the creditors really! They cannot loose. In fact, the last thing they want you to do is pay the balance of your credit cards every month, paying no interest to them. The way I see it, they WANT you to get into debt!

In a situation like this, its not only your liquid assets which can become swallowed up, it could be your home too. The main reason I wrote this article is to let you know that that doesn’t necessarily have to be the case. If you have equity in your property, you can sell it and pay the debts off right?

Good idea in practice, you may be thinking, but it takes months at least to sell a property in today’s market, my bankruptcy hearing is next week and even if a miracle was to happen and I could sell my house that fast, I would still be left homeless! – Not always the case, please read on…

There are companies out there who can and WILL help you out of this mess, you CAN recover from this. Let me lay your concerns to rest one by one;

1. It does not take these companies months to purchase your property, when they say a fast sale, they mean a fast sale! Typically, they complete within 28 days but many, including my own, can push a sale through to complete within as little as 1 week. So no, it doesn’t have to take months to sell your property.

2. If your bankruptcy hearing is next week, or even in a day or 2, it is still well worth contacting a company such as this, as they can halt your repossession hearing by confirming that they are to purchase your property from you, which will enable you to pay your debts off and avoid repossession.

3. Most companies will generally offer you the chance to rent back your property from them, so you will not have to leave your home, although this is not obligatory. Some then offer a chance to buy the property back at a set price at some point in the future.

Be aware though, some companies are only out for what they can get from you. There have been reports lately that some companies have purchased properties and rented them back to people, only to end their tenancy almost immediately. This is not fair, and it’s not right. A decent company will only make an offer if they think it is in your best interests as well as being a good deal for them. Any which leave you high and dry are to be avoided like the plague! Ideally, you should be left in a position where you can repay your debts and either break even or have a little cash left over to spare. Obviously, this all depends on how much debt you have and how much equity you have in the property, but ultimately, you should come out of the other side in a better position than you were previously!

A good company such as my own also have Independent Financial Advisors on board to go through the other options available to you, should a fast sale or sell and rent back not be an option due to lack of equity, so in my opinion it has got to be worth a try. Being declared Bankrupt can seriously hinder your attempts to get a mortgage, or even a bank account in the future. Being repossessed is not a nice experience, and it’s such a shame that so many people are evicted from their homes due to debt problems simply because they didn’t try, or didn’t know about fast property buying companies such as these. Im not saying they are for everybody, but this is a suitable solution for a large majority of people in situations such as these and I think it really helps to have someone not only on your side, but also fighting your battles for you!

Although I can’t speak for every company, my own doesn’t charge any fees for their service, and they also pay up to £500 of your solicitor’s fees for you. This helps those in financial difficulty and is a great alternative to paying out thousands of pounds in estate agents fees to get a slow sale of your property instead!

No matter how imminent your eviction is, I would highly recommend giving this option a go, you literally have nothing to loose. If you don’t like what you hear, you can always say ‘No thanks’! You may be pleasantly surprised to hear a friendly, non judgemental and calming voice on the end of the line offering to help you, as opposed to the horrible green ogre that is the bailiff!



Rent Back Fast

One of the most time consuming activities you will be faced with if you are trying to sell your house privately is marketing it.

If you choose to sell your house through an estate agent they will do all of the marketing for you. However, if you sell your house privately, you will be solely responsible for making the public aware that your property is for sale.

The “for sale by owner” market has grown considerably in recent years and as a result there are several techniques available for advertising your property to the open market.

The property section of your local newspaper should already contain a section dedicated to people who are selling their properties privately. Simply pick up a copy and check for yourself.

If there is no “for sale by owner” section in the local newspaper it may be because nobody is selling their house privately in that particular issue of the paper. In that case, call the newspaper to find out if they do have a section for private property for sale and find out what the advertising costs are.

The internet has recently become a haven for private house sales. There are various websites available that will allow you to sell your house privately for a reasonable fee. Do some research and you will discover which sites are best for your needs and which ones are competitively priced.

It is estimated that over two-thirds of buyers research properties for sale on the internet, so it is a valuable resource for advertising you house.

There are also a number of companies that buy houses privately from vendors. There are a growing number of companies targeting those who want to sell their house privately and many of them will pay cash for your home and therefore ensure a quick sale.

It should be noted, however, that a fast sale can sometimes mean that a low offer will be made on your property. If you are willing to take a low offer to sell your house quickly, use the internet to search for a company that specialises in quick property purchases.

Finally, there is the traditional “For Sale” board. By placing a sign outside the front of your house you can alert passers by that you are looking to sell your house and that you are conducting a private sale.



Real Estate Professionals