Should I borrow on my secured loan or mortgage?

secured loan

I want to borrow some to money to consolidate all my credit and thought the only way out is to put it on my mortgage. I am tied into my mortgage til November and so will have a charge of £3000.00 to pull out. I could get a secured loan which is the same as a mortgage but you will get quicker money and wont incurr any charrges. What should I do?

Please help me. Thanks

Sell House Quick

property mortgage

I’d like to buy a vacation trailer and although I can get a homeowner’s load on my property I’d like to get the mortgage interest tax benefits, which you don;’t get on a homeowner loan.

Can I mortgage a property for less than its total value?
In response to the first posting, I live in New York state and our tax guy said we cannot write off home equity loan interest.

Sell and Rent Back