I’m looking to take out a business loan against some property equity I have. I was told by a lender that I had to re-finance my home loan and go with them if I was to take out a business loan with them.

Am I able to keep my home loan where it is? I don’t want to move it across because of the exit fees, legals, etc.
Info about Australian lenders

Quick House Sale

If I purchased a home for example $200,000 with a non-secured loan (strictly based on paperwork and credit, but no lien on the house) and I sold the house for $200,000, would I have to pay taxes on that money since there were no capital gains?

Passive Income