please tell me the meaning of secured loan and unsecured loan.

Repossession

I’m looking into getting a secured personal loan for improvements to a new home and would like to use my savings bonds as collateral. When I do this can I continue to keep the bonds in my safe deposit box or do I have to physically turn them over to the bank?

Rent Back

I want to borrow some to money to consolidate all my credit and thought the only way out is to put it on my mortgage. I am tied into my mortgage til November and so will have a charge of £3000.00 to pull out. I could get a secured loan which is the same as a mortgage but you will get quicker money and wont incurr any charrges. What should I do?

Please help me. Thanks

Sell House Quick

I need to take oout £30k for debt consolidation. Is a secured loan (i can’t get an unsecured loan) over 5 years or remortgage. I suppose if i remortgage it will be over 20 years? Any advice?

Quick House Sale

I am currently paying off a debt agreement, but am in need of a small (no more than $2,000) secured loan to pay some vet bills etc. I have the capacity to repay this amount within a year but am not sure of any companies who provide such a loan… Are there any? I have a car for security with a clear title (no money owed on it).

Quick House Sale

Im looking to get a secured business loan from bank of america but have poor credit but $20000+ in equipment for collateral was wondering if its hard to get a loan like this.

Sell and Rent Back

I need a secured loan, but i have bad credit. The collateral i will be using will be worth about 1800 more than i need for the loan. all i need is for it to be financed for 12 months, that is it. is it possible?

Quick House Sale

Whether it is worth either more or less, does that matter, since it was accepted as “security” for the loan?

Sell and Rent Back

I purchased a piece of raw land, half paid, half financed by the seller. Now I paid off the loan, and prepare to get the whole title. The seller sent me the signed short deed and the request for full reconveyance. Unfortunately the seller lost the note (I am still having a copy of the note). What should I do now to get the title to my name? Thank you.

Quick House Sale

We are getting another car and are getting a secured loan for $5000. I’m still not sure what the point of a secured loan is. Thanks.
I don’t understand why we don’t just take the $5000 cash that we have and just buy the car. If you have a secured loan, do you have to get full covereage on your vehicle?

Repossession